This field guide is being reviewed and revised for accuracy. Some content may change before the target freeze on 30 July 2026.
StablePeg
Achala Arunalu Achala Arunalu Fintech Stablecoin IC Stablecoin banking | Cards | Crypto payments | Fraud/AML | Treasury ops LinkedIn

System map section

End-to-End Money Journey

Follow value from a customer deposit to spendable balance, from stablecoin funding to card spend, and from provider obligations to finance-ready reconciliation.

4 journey views Ledger is the truth layer Events connect teams

Interactive flow lab

Trace money, risk, and state together

Switch between deposit-to-balance, card funding-to-spend, exception handling, and finance close.

High-level sequence

End to end: fiat in, mint, card spend, settle

One customer journey across bank rails, the issuer, the card network, and the ledger.

Customer Platform Bank rails Stablecoin issuer Card network Ledger · Treasury
  1. 1
    Customer→Platformrequest

    Deposit fiat to fund the account.

  2. 2
    Platform→Bank railsoff-platform

    Pull funds via ACH / SEPA / local rail.

  3. 3
    Bank rails→Platformevent

    Funds cleared.

  4. 4
    Platform→Stablecoin issuerrequest

    Mint stablecoin to the customer balance.

  5. 5
    Stablecoin issuer→Platformevent

    Mint confirmed — ledger credited.

  6. 6
    Card network→Platformauthorization

    Card authorization when the customer spends.

  7. 7
    Platform→Ledger · Treasuryrequest

    Hold, approve, then later clear and settle.

  8. 8
    Platform→Customerevent

    Balance, card, and statement stay in agreement.

Endpoint map

Find the money-state surface

Filter journey, ledger, provider obligation, finance event, reconciliation, and reporting endpoints.

Concept notes

The money ideas worth remembering

Questions

Check your understanding

Pick an answer and the page will explain the reasoning.

Reference snapshot

States, ledgers, and ownership