This field guide is being reviewed and revised for accuracy. Some content may change before the target freeze on 30 July 2026.
Achala Arunalu Achala Arunalu Fintech Stablecoin IC Stablecoin banking | Cards | Crypto payments | Fraud/AML | Treasury ops LinkedIn

Identity section

KYC / KYB Verification

Verify people and businesses before regulated products such as stablecoin-powered cards. The product owns eligibility and lifecycle state; a KYC provider handles document, liveness, AML, and review workflows.

2 applicant types GREEN / RED provider result mapping Cards gated by approval

Interactive flow lab

Verify identity, then publish eligibility

Use the tabs to switch between person KYC, business KYB, and ongoing monitoring.

High-level sequence

Verify identity, then publish eligibility

Person KYC or business KYB, screened for sanctions, then eligibility gates the regulated products.

Customer Onboarding API KYC / KYB provider Risk · AML Product services
  1. 1
    CustomerOnboarding APIrequest

    Start verification — person (KYC) or business (KYB).

  2. 2
    Onboarding APIKYC / KYB providerrequest

    Create an applicant and open a verification session.

  3. 3
    KYC / KYB providerOnboarding APIresponse

    Hosted link / SDK token for the customer.

  4. 4
    CustomerKYC / KYB provideroff-platform

    Submit documents and selfie / liveness (or KYB filings).

  5. 5
    KYC / KYB providerOnboarding APIevent

    Result webhook — approved, review, or declined.

  6. 6
    Onboarding APIRisk · AMLrequest

    Sanctions and watchlist screening.

  7. 7
    Risk · AMLOnboarding APIresponse

    Clear — or escalate to a case.

  8. 8
    Onboarding APIProduct servicesevent

    Publish eligibility — unlocks cards and higher limits.

Endpoint map

Find the identity boundary

Filter applicant, SDK token, review result, eligibility, webhook, and monitoring endpoints.

Concept notes

The identity ideas worth remembering

Questions

Check your understanding

Pick an answer and the page will explain the reasoning.

Reference snapshot

Lifecycle, outcomes, and product gates